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Decision Guides

Compare, calculate, decide — in English and French.

LLC vs Sole Proprietorship

Liability, taxes, setup cost and paperwork — an honest head-to-head to help you pick the right structure for your business.

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Roth vs Traditional IRA

The only real question is whether you want to pay tax now or later. Here is how to decide — and why the answer is often “both”.

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Rent or Buy?

The honest math: rent gives flexibility, buying builds equity — but only if you stay long enough. Here is exactly how to decide.

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Wedding Budget Planner

The average US wedding now costs around $30,000. Here is how that money is actually spent — and an interactive budget builder that allocates every dollar.

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US Visa Fee Guide

Every major US visa category and what it costs in 2026 — application fees, the exact fee codes, who pays them, and the extras that trip people up.

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Currency vs Purchasing Power

The exchange rate tells you what money is worth. Purchasing power tells you what it buys. Here is why they diverge — and how to compare income across countries honestly.

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How much is car insurance?

The national average is $2,086 a year — but most drivers overpay by $350+. Here is what coverage really costs and how to cut yours today.

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Pay off your credit card faster

At the average 22% APR, a $6,000 balance at minimum payments takes 22 years. See your real payoff date and how much interest a bigger payment saves.

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How much does a VPN cost?

Paid VPNs run $2–13/month — but paying monthly can cost 3x more than an annual plan for the same service. Here is what to pay and what to avoid.

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What does Medicare cost?

Part B alone is $174.70/month in 2026 — and high earners pay up to 3.6x more through IRMAA. Here is the complete 2026 price sheet and the levers you control.

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How much does a divorce cost?

From $1,500 for an uncontested filing to $50,000+ for a contested trial. The single biggest lever is how you choose to divorce — not who you hire.

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How much does a website cost?

From $25/year with a builder to $20,000+ for a custom build. The monthly-vs-upfront split is where most budgets get confused — here is the full breakdown.

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Home security system cost

From $250 for a DIY camera kit to $2,500+ installed with professional monitoring. Here is exactly what equipment and monitoring cost in 2026.

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How much does college cost?

From $11,000/year at an in-state public school to $60,000+ at a private university — but the sticker price is not what most families pay. Here is the real math.

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What procedures really cost

LASIK runs $2,000–3,000 per eye, Invisalign $3,000–8,000, dental implants $3,000–4,500 each. Here are the real 2026 out-of-pocket ranges — and what insurance covers.

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How much should you ask for?

A $5,000 difference in your starting salary compounds to $150,000+ over a career. Here is what to ask, when to ask it, and the math that proves why.

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Cost of buying a home

Beyond the price tag, buyers pay 2–6% in closing costs, a 3–20% down payment, and up to $200/month in PMI. Here is the complete 2026 checklist.

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How much house can you afford?

Lenders cap housing at 28% of income and total debt at 36%. Here is how to find your real number — before a lender tells you what you can “stretch” to.

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How much do brokers charge?

Commissions are $0 at most brokers now — but expense ratios and advisory fees quietly eat 1%+ a year. Over 30 years, that 1% is worth six figures.

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Compound interest calculator

Einstein’s “eighth wonder of the world”. A $500/month investment at 7% grows to $608,000 in 30 years — $428,000 of it pure interest. See your own number.

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High-yield savings calculator

A 4.5% APY account earns 40x more than a 0.1% regular savings account. On $10,000 that is $460 a year — for doing nothing. See your own number.

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How much does life insurance cost?

A healthy 35-year-old can get $500,000 of 20-year term coverage for about $25/month. Here is what it costs by age, coverage and policy type.

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Personal loan calculator

A $10,000 loan at 12% over 3 years costs $332/month and $1,953 in interest. See your payment, total interest and how terms change the price.

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Tax deductions calculator

A $1,000 deduction saves you exactly $240 if you are in the 24% bracket — not $1,000. Here is what every deduction is really worth, at your rate.

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E-commerce fees calculator

A $50 product on Amazon can cost $7.50+ in fees before shipping — 15% or more of your price. See your real profit per sale on any platform.

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