Money guide · 2026

E-commerce
fees calculator

A $50 product on Amazon can cost $7.50+ in fees before shipping — 15% or more of your price. See your real profit per sale on any platform.

Fees 8–20%+ Shipping eats margins Free profit calculator
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Part 1 · The basics

The sticker price is not your revenue

Marketplaces take a cut at every step: referral fees (5–15%), payment processing (2.9% + $0.30), platform fees (monthly or per listing), and shipping. On a $50 product these easily reach $8–15.

Your net profit per sale is price minus all fees, minus product cost and shipping. Run the calculator below before pricing anything.

Referral / commission

5–15% of the sale price, category-dependent. Amazon charges ~15% on most categories.

Payment processing

~2.9% + $0.30 per transaction via Stripe/PayPal or the platform processor.

Platform & shipping

Monthly plans ($0–39), listing fees, and shipping which you set or subsidize.

The margin rule : If your product costs less than ~40% of the selling price, marketplace fees + shipping will eat most of your profit. Price with the full fee stack in mind.

15%
Typical Amazon referral + FBA fee share
per sale
2.4–2.9%
Shopify transaction fee + payment
plus $30/mo plan
6.5%
Etsy transaction + payment fee
plus listing fees
30%
Share of revenue eaten by fees + shipping
typical for small sellers
Part 2 · How it works

How to price for real profit

Five steps from cost to profitable price.

  1. 1

    List every fee

    Referral %, payment fee, platform fee, shipping, returns. Total them as a share of price.

  2. 2

    Add product cost

    Goods + packaging + your time. Underestimating cost is the #1 profit killer.

  3. 3

    Set shipping honestly

    Free shipping attracts buyers but it is a cost you pay. Build it into the price.

  4. 4

    Compare platforms

    Shopify (your own store) vs Amazon (built-in traffic) vs Etsy (craft buyers). Fees and traffic differ.

  5. 5

    Re-price by category

    Raise prices or cut costs until net margin hits 20%+. The calculator shows the gap.

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Comparison

Fee stacks by platform

Typical fees on a $50 sale in 2026.

Platform Fixed monthly Per-sale fees On $50 sale
Shopify (own store) $29–39 2.9% + $0.30 payment ~$1.75
Amazon (FBM) $0–39 ~15% referral ~$7.50
Amazon (FBA) $0–39 15% + fulfillment $12–16
Etsy $0–29 6.5% + $0.45 ~$3.70 + listing
eBay $0 ~13.25% + $0.30 ~$6.90
In detail

Where the money goes

The four cuts every platform takes.

Referral fees

  • 5–15% of the sale price
  • Category-dependent
  • Amazon ~15% on most

Payment processing

  • ~2.9% + $0.30 per sale
  • Built into platform fees
  • Your own store still pays it

Platform & listings

  • Monthly plans $0–39
  • Etsy charges per listing
  • Shopify charges for apps

Shipping & returns

  • Free shipping is a cost
  • Returns average 10–20%
  • Build both into the price
Interactive

E-commerce profit calculator

Enter price, cost, fee rate and shipping — see your real profit and margin per sale.

Estimates only, based on your inputs.

Your situation

What fits your store

Match the platform to your product and audience.

Craft seller

Etsy’s built-in buyers justify the 6.5% fee. Price your time in — crafts are labor-heavy.

Your own brand

Shopify gives control and lower per-sale fees, but you pay for traffic via ads.

Volume seller

Amazon FBA handles fulfillment but takes 15% + storage. High volume can still pay.

Small local shop

Etsy or Shopify Plus-lite beat marketplace fees for low volume with loyal customers.

Wholesale / own site

WooCommerce on your hosting cuts fees to payment processing only.

High returns category

Clothing and electronics eat margin in returns. Add 10–20% to the price to absorb it.

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Pros & cons

Why it pays to calculate & Pricing traps

Why it pays to calculate

  • Knows your real profit before you price — not after.
  • Reveals which products are actually worth selling.
  • Makes platform choice a numbers decision, not a feeling.

Pricing traps

  • Ignoring returns and chargebacks in the margin.
  • Free shipping on low-margin products.
  • Comparing platforms by monthly fee instead of total cost.
Glossary

E-commerce terms decoded

The selling lexicon, in plain English.

Referral fee
The commission a marketplace takes on each sale.
Payment processing
The % + fixed fee charged to move the money.
FBA
Fulfillment by Amazon — Amazon stores and ships your products.
FBM
Fulfillment by Merchant — you store and ship yourself.
Chargeback
A card payment reversed after a dispute.
Net margin
Profit after all fees and costs, as a % of price.
Return rate
The share of sales sent back — a real cost, not an exception.
FAQ

E-commerce fees FAQ

How much do e-commerce platforms charge?
Shopify: $29–39/mo + 2.9% payment. Amazon: ~15% referral (plus fulfillment if FBA). Etsy: 6.5% + $0.45 + listing fees.
How do I calculate profit per sale?
Price − (price × fee rate) − product cost − shipping = net profit. The calculator above does it live.
What is a good net margin for e-commerce?
20%+ net margin is healthy. Under 10%, one return or ad spike can wipe out the month.
Is Shopify or Amazon cheaper?
Shopify has lower per-sale fees but you pay for traffic. Amazon takes ~15% but brings buyers. Total cost depends on volume and ads.
Do returns cost money?
Yes — shipping, restocking and the lost sale. At 10–20% return rates, build that into your price.
Should I offer free shipping?
Only if the shipping cost is built into the price. Free shipping wins buyers; unpaid shipping kills margins.
Are there hidden fees?
Payment processing, app subscriptions, storage (FBA), listing fees and chargebacks. Total them all before pricing.
How much should I price my product?
Work backwards: target net margin × (price − fee%) must exceed cost + shipping. Raise price or cut cost until it does.

Fee rates are 2026 averages and vary by category, country and plan. This guide is educational, not a pricing tool substitute.

Related tools

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Run the profit math

Use the calculator above, then model your pricing and margins.

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